Globally balanced portfolios with asset mixes based on a customized risk and goals assessment to match your individual needs

A tailor-made portfolio created by applying a personal investment strategy, including geographic preference, currency hedging option, and investment manager style*

A customized investment policy statement developed with a target return above a risk-free investment

A holistic approach to investing that encompasses all of your personal, corporate, and trust accounts in one portfolio

An extensive use of third-party world-class global institutional asset managers to maximize diversification and provide a variety of investment styles

A commitment to broad portfolio diversification

Regular asset-mix-rebalancing to maintain your target asset allocation and ensure that we are constantly selling high and buying low

Managing foreign exchange risk through dynamic currency hedging to reduce the volatility of your portfolio

Use of Corporate Class structure for non-registered accounts, which distributes the most tax-efficient forms of income and is designed to minimize taxable annual dividends

Access to our optional T-Series platform, which provides a tax-efficient, predictable monthly cash flow while maintaining the potential for growth in your portfolio. T-Series allows you to customize the amount of your monthly payment, which is generally in the form of return of capital, which is not taxable

Optimizing the location of different assets across multiple accounts to minimize income taxes

Full fee transparency and fee-based service that permits fee deductibility for non-registered accounts (confirm with your tax accountant)

An annual review of personal, corporate, and trust tax returns for tax reduction opportunities*

Specialized tax consulting referrals to reputable specialists

Customized financial and estate plans with periodic updates

Working in collaboration — not competition — with your existing consultants (e.g. CPAs and lawyers)

An analysis of your current net worth, lifestyle cash flow needs, and income required during retirement

A calculation of your retirement income sufficiency using various rate-of-return and longevity scenarios

A projection of your maximum expenditure level during retirement; identification of funds available for helping family members and for charitable giving; and calculation of your terminal tax liability

A cost-benefit analysis of different methods of paying estate taxes and strategies for minimizing or eliminating estate taxes

A review of your wills, powers of attorney, trust deeds, and other such documents, and providing recommendations for improvement where needed*

Business transition and succession planning consulting services for entrepreneurs and owners of family businesses

A comprehensive insurance review to identify and provide adequate coverage for risks faced by your family

An assessment of the suitability of insurance as a wealth planning solution to ensure guaranteed retirement income, the tax-sheltered growth of capital, estate equalization, the leaving of bequests to charities, and the creation of a family legacy

Regular meetings with an expert team comprised of a dedicated wealth planning consultant, tax accountant, and estate planning lawyer^‡

Consolidated performance reporting and an annual income tax package

An exclusive specialization in the management and planning of financial affairs for high-net-worth clients 

Philanthropic tax planning to ensure that your charitable giving is making the maximum impact

A dedicated administrative assistant assigned to you who is readily available to ensure all your administrative issues are looked after in a timely manner

Educational webinars and seminars with expert speakers on a variety of financial and estate planning, lifestyle, and health topics

A secure web portal for accessing your accounts and uploading sensitive information

A customized number of in-person and web meetings to suit your needs and preferences

Quarterly newsletters and monthly portfolio construction updates to keep you updated about changes to your portfolio and the latest financial and estate planning strategies