“... [Tina provides] services tailored specifically to our knowledge and needs ...”

Services

Benefit

Globally balanced portfolios with asset mixes based on a customized risk and goals assessment to match your individual needs

A tailor-made portfolio created by applying a personal investment strategy, including geographic preference, currency hedging option, and investment manager style

A customized investment policy statement developed with a target return above a risk-free investment

A holistic approach to investing that encompasses all of your personal, corporate, and trust accounts in one portfolio

Peace of mind that your portfolio is managed by the best minds in the industry using all available risk management techniques to protect the downside and deliver consistent returns over the long term

Services

Benefit

An extensive use of third-party world-class global institutional asset managers to maximize diversification and provide a variety of investment styles

A commitment to broad portfolio diversification

Regular asset mix rebalancing to maintain your target asset allocation and ensure that we are constantly selling high and buying low

Managing foreign exchange risk by dynamic currency hedging to reduce the volatility of your portfolio

Less anxiety about the short-term movements of the markets, knowing that you have a well-diversified customized portfolio that is managed by best-in-class global institutional asset managers, with pension style risk reduction strategies that can ensure a smoother ride for your portfolio during turbulent markets and ensure that you will reach your target rate of return in the long term

Use of Corporate Class structure for non-registered accounts that distributes the most tax-efficient forms of income and is designed to minimize taxable annual dividends

Access to our optional T-Series platform that provides a tax-efficient, predictable monthly cash flow while maintaining the potential for growth in your portfolio. T-Series allows you to customize the amount of your monthly payment, which is generally in the form of return of capital, which is not taxable

Optimising the location of different assets across multiple accounts to minimize income taxes

Full fee transparency and fee-based service that permits fee deductibility for non-registered accounts (confirm with your tax accountant)

An annual review of personal, corporate, and trust tax returns for tax reduction opportunities*

Specialized tax consulting referrals to reputable specialists

More money in your pocket and more wealth to transfer to the next generations as a result of minimising your taxes

Customized financial and estate plans with periodic updates

Working in collaboration — not competition — with your existing consultants (e.g. CPAs and lawyers)

An analysis of your current net worth, lifestyle cash flow needs, and income required during retirement

A calculation of your retirement income sufficiency using various rate-of-return and longevity scenarios

A projection of your maximum expenditure level during retirement; identification of funds available for helping family members and for charitable giving; and calculation of your terminal tax liability

A cost-benefit analysis of different methods of paying estate taxes and strategies for minimising or eliminating estate taxes

A review of your wills, powers of attorney, trust deeds, and other such documents and providing recommendations for improvement where needed*

Business transition and succession planning consulting services for entrepreneurs and owners of family businesses

Peace of mind knowing that your retirement and long-term goals are achievable, your financial plan is on track, your estate taxes are minimized and your estate plan is updated on an ongoing basis to reflect your wishes

A comprehensive insurance review to identify and provide adequate coverage for risks faced by your family

An assessment of the suitability of insurance as a wealth planning solution to provide guaranteed retirement income, tax-sheltered growth of capital, estate equalization, leaving bequests to charities, and creating a family legacy

Ensuring that you have the right type and amount of insurance during your lifetime and are getting full value for the premiums you pay

Regular meetings with an expert team comprised of a dedicated wealth planning consultant, tax accountant and estate planning lawyer^¶

Consolidated performance reporting and an annual income tax package

An exclusive specialization in the management and planning of financial affairs for high-net worth clients

Philanthropic tax planning to ensure that your charitable giving is making maximum impact

Comfort in knowing that a team of experts who specialize in wealth management for high-net-worth families is managing your affairs in the most tax effective manner and ensuring that you are taking advantage of leading edge tax planning strategies

A dedicated administrative assistant assigned to you who is readily available to ensure all your administrative issues are looked after in a timely manner

Educational webinars and seminars with expert speakers on a variety of financial and estate planning, lifestyle, and health topics

A secure web portal for accessing your accounts and uploading sensitive information

A customized number of in-person and web meetings to suit your needs and preferences

Quarterly newsletters and monthly portfolio construction updates to keep you updated about changes to your portfolio and the latest financial and estate planning strategies

Confidence in your financial future knowing that a team of experts who specialize in wealth management for high-net-worth families is managing your affairs in the most tax effective manner and ensuring that you are taking advantage of leading-edge tax planning strategies