Senior Wealth Advisor
Assante Capital Management Ltd.
1 Eva Road, Ste 303
Etobicoke, ON M9C 4Z5
︎ 905 707 5220
︎ ttehranchian@assante.com
Assante Capital Management Ltd.
1 Eva Road, Ste 303
Etobicoke, ON M9C 4Z5
︎ 905 707 5220
︎ ttehranchian@assante.com
“... [Tina provides] services tailored specifically to our knowledge and needs ...”
— J. Parker, client
We provide comprehensive wealth management services tailored to the unique needs of high-net-worth families in the following areas:
-
Personalized investment strategy
- Portfolio management†
-
Income tax minimization
-
Financial and estate planning
-
Risk management
-
Special wealth management services
- VIP services
Personalized Investment Strategy
Services
Benefit
Globally balanced portfolios with asset mixes based on a customized risk and goals assessment to match your individual needs
A tailor-made portfolio created by applying a personal investment strategy, including geographic preference, currency hedging option, and investment manager style
A customized investment policy statement developed with a target return above a risk-free investment
A holistic approach to investing that encompasses all of your personal, corporate, and trust accounts in one portfolio
A tailor-made portfolio created by applying a personal investment strategy, including geographic preference, currency hedging option, and investment manager style
A customized investment policy statement developed with a target return above a risk-free investment
A holistic approach to investing that encompasses all of your personal, corporate, and trust accounts in one portfolio
Peace of mind that your portfolio is managed by the best minds in the industry using all available risk management techniques to protect the downside and deliver consistent returns over the long term
Portfolio Management†
Services
Benefit
An extensive use of third-party world-class global institutional asset managers to maximize diversification and provide a variety of investment styles
A commitment to broad portfolio diversification
Regular asset mix rebalancing to maintain your target asset allocation and ensure that we are constantly selling high and buying low
Managing foreign exchange risk by dynamic currency hedging to reduce the volatility of your portfolio
A commitment to broad portfolio diversification
Regular asset mix rebalancing to maintain your target asset allocation and ensure that we are constantly selling high and buying low
Managing foreign exchange risk by dynamic currency hedging to reduce the volatility of your portfolio
Less anxiety about the short-term movements of the markets, knowing that you have a well-diversified customized portfolio that is managed by best-in-class global institutional asset managers, with pension style risk reduction strategies that can ensure a smoother ride for your portfolio during turbulent markets and ensure that you will reach your target rate of return in the long term
Income Tax Minimization†
Services
Benefit
Use of Corporate Class structure for non-registered accounts that distributes the most tax-efficient forms of income and is designed to minimize taxable annual dividends
Access to our optional T-Series platform that provides a tax-efficient, predictable monthly cash flow while maintaining the potential for growth in your portfolio. T-Series allows you to customize the amount of your monthly payment, which is generally in the form of return of capital, which is not taxable
Optimising the location of different assets across multiple accounts to minimize income taxes
Full fee transparency and fee-based service that permits fee deductibility for non-registered accounts (confirm with your tax accountant)
An annual review of personal, corporate, and trust tax returns for tax reduction opportunities*
Specialized tax consulting referrals to reputable specialists
Access to our optional T-Series platform that provides a tax-efficient, predictable monthly cash flow while maintaining the potential for growth in your portfolio. T-Series allows you to customize the amount of your monthly payment, which is generally in the form of return of capital, which is not taxable
Optimising the location of different assets across multiple accounts to minimize income taxes
Full fee transparency and fee-based service that permits fee deductibility for non-registered accounts (confirm with your tax accountant)
An annual review of personal, corporate, and trust tax returns for tax reduction opportunities*
Specialized tax consulting referrals to reputable specialists
More money in your pocket and more wealth to transfer to the next generations as a result of minimising your taxes
Wealth Planning
Services
Benefit
Customized financial and estate plans with periodic updates
Working in collaboration — not competition — with your existing consultants (e.g. CPAs and lawyers)
An analysis of your current net worth, lifestyle cash flow needs, and income required during retirement
A calculation of your retirement income sufficiency using various rate-of-return and longevity scenarios
A projection of your maximum expenditure level during retirement; identification of funds available for helping family members and for charitable giving; and calculation of your terminal tax liability
A cost-benefit analysis of different methods of paying estate taxes and strategies for minimising or eliminating estate taxes
A review of your wills, powers of attorney, trust deeds, and other such documents and providing recommendations for improvement where needed*
Business transition and succession planning consulting services for entrepreneurs and owners of family businesses
Working in collaboration — not competition — with your existing consultants (e.g. CPAs and lawyers)
An analysis of your current net worth, lifestyle cash flow needs, and income required during retirement
A calculation of your retirement income sufficiency using various rate-of-return and longevity scenarios
A projection of your maximum expenditure level during retirement; identification of funds available for helping family members and for charitable giving; and calculation of your terminal tax liability
A cost-benefit analysis of different methods of paying estate taxes and strategies for minimising or eliminating estate taxes
A review of your wills, powers of attorney, trust deeds, and other such documents and providing recommendations for improvement where needed*
Business transition and succession planning consulting services for entrepreneurs and owners of family businesses
Peace of mind knowing that your retirement and long-term goals are achievable, your financial plan is on track, your estate taxes are minimized and your estate plan is updated on an ongoing basis to reflect your wishes
Risk Management
Services
Benefit
A comprehensive insurance review to identify and provide adequate coverage for risks faced by your family
An assessment of the suitability of insurance as a wealth planning solution to provide guaranteed retirement income, tax-sheltered growth of capital, estate equalization, leaving bequests to charities, and creating a family legacy
An assessment of the suitability of insurance as a wealth planning solution to provide guaranteed retirement income, tax-sheltered growth of capital, estate equalization, leaving bequests to charities, and creating a family legacy
Ensuring that you have the right type and amount of insurance during your lifetime and are getting full value for the premiums you pay
Special Wealth Management Services‡
Services
Benefit
Regular meetings with an expert team comprised of a dedicated wealth planning consultant, tax accountant and estate planning lawyer¶
Consolidated performance reporting and an annual income tax package
An exclusive specialization in the management and planning of financial affairs for high-net worth clients
Philanthropic tax planning to ensure that your charitable giving is making maximum impact
Consolidated performance reporting and an annual income tax package
An exclusive specialization in the management and planning of financial affairs for high-net worth clients
Philanthropic tax planning to ensure that your charitable giving is making maximum impact
Comfort in knowing that a team of experts who specialize in wealth management for high-net-worth families is managing your affairs in the most tax effective manner and ensuring that you are taking advantage of leading edge tax planning strategies
VIP Services
Service
Benefit
A dedicated administrative assistant assigned to you who is readily available to ensure all your administrative issues are looked after in a timely manner
Educational webinars and seminars with expert speakers on a variety of financial and estate planning, lifestyle, and health topics
A secure web portal for accessing your accounts and uploading sensitive information
A customized number of in-person and web meetings to suit your needs and preferences
Quarterly newsletters and monthly portfolio construction updates to keep you updated about changes to your portfolio and the latest financial and estate planning strategies
Educational webinars and seminars with expert speakers on a variety of financial and estate planning, lifestyle, and health topics
A secure web portal for accessing your accounts and uploading sensitive information
A customized number of in-person and web meetings to suit your needs and preferences
Quarterly newsletters and monthly portfolio construction updates to keep you updated about changes to your portfolio and the latest financial and estate planning strategies
Confidence in your financial future knowing that a team of experts who specialize in wealth management for high-net-worth families is managing your affairs in the most tax effective manner and ensuring that you are taking advantage of leading-edge tax planning strategies
† Assante Private Portfolios is a program that provides strategic asset allocation across a series of portfolios comprised of Assante Private Pools and CI mutual funds and is managed by CI Global Asset Management (CI GAM). Assante Private Portfolios is not a mutual fund. CI Global Asset Management provides portfolio management services as a registered adviser under applicable securities legislation. The Wealth Planning Group is part of CI Assante Private Client, a division of CI Private Counsel LP. CI GAM | Multi-Asset Management is a division of CI Global Asset Management. CI Global Asset Management is a registered business name of CI Investments Inc.
‡ Wealth planning services may be provided by an accredited Assante advisor or through CI Assante Private Client, a division of CI Private Counsel LP, or a non-affiliated third party.
¶ Subject to minimum household account sizes
Investment products, services and recommendations are offered through and Assante Capital Management Ltd. Insurance products and services are provided through Assante Estate and Insurance Services Inc.
* Wealth planning services may be provided by an accredited Assante advisor or through CI Assante Private Client, a division of CI Private Counsel LP, or a non-affiliated third party.
Assante Capital Management Ltd. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada.
© 2024 CI Assante Wealth Management. All Rights Reserved.
Privacy Policy | Legal Disclaimer
* Wealth planning services may be provided by an accredited Assante advisor or through CI Assante Private Client, a division of CI Private Counsel LP, or a non-affiliated third party.
Assante Capital Management Ltd. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada.
© 2024 CI Assante Wealth Management. All Rights Reserved.
Privacy Policy | Legal Disclaimer